Why Use a Certified Financial Planner™ i.e. a CFP® Certificant?
A lot of people believe that all advisors who call themselves “financial planners” “financial advisors” or “financial counselors” are “certified” professionals, meaning they have met rigorous entrance criteria and standards. This is simply not always true. Allow us to explain. Examination – CFP® Certificants have passed a comprehensive two-day, 10 hour CFP® Certification Examination that tests ability to apply knowledge in 101 different financial areas. Broadly speaking, the exam covers the financial planning process, tax planning, employee benefits and retirement planning, estate planning, investment management, and insurance. Education – most CFP® Certificants have completed a comprehensive course of study at a college or university offering the uniform financial planning curriculum approved by the Certified Financial Planner Board of Standards. Such a curriculum typically lasts up to three years. Experience – CFP® Certificants must have a minimum of three year’s experience counselin
