Why use a Broker or Independent Financial Advisor?
Independent Financial Advisors (IFA’s) have the knowledge and experience to help you attain the most cost effective policy structure for your personal and business financial needs. They deal with a wide variety of financial products every day, and will be able to find not only the cheapest plans, but also be able to ensure there’s no nasty surprises in the small print. Not all policies are as they appear, and an IFA or Broker can help you to avoid the various pitfalls – whilst paying too much for your policy is not sensible, nor is paying too little, just to find that you’re not actually covered for what you intended. Because they are regulated by the FSA, you can rest assured you’re getting the best advice for your situation, and will be purchasing a product that covers you for whatever your needs. You can also use their considerable experience should you need to make a claim – they know the exact workings of the policies they broker, so can aid you in the unfortunate event of needing
