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Why so many steps to log-in to online banking?

log-in Online Banking steps
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In order to make your online experience as secure as possible, we are using a state-of-the-art security feature: an image and phrase that is personalized by you. When you see this image and phrase it gives you the confidence that you are at our real website, and not a fake. This means you can now conduct online transactions with a renewed sense of confidence.

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