Why shouldn I wait to get an offer from the insurance company before engaging a Public Adjuster?
The insurance company’s representative makes a dollar evaluation of your loss when they first inspect it. This is called a “reserve” and is an absolute requirement in most states. The adjuster bases the “reserve” solely upon his initial inspection, your (communicated to them) knowledge of your losses, and additional information you may possibly remember to tell him, either then or later. He is hired and paid by the insurance company; so his interest is how to best protect his employer. Unless some agreements are made initially regarding the scope of loss, and what is to be done next (such as temporary repairs, temporary business or living quarters, extra expense options, additional living expenses or “fair rental value”, cleaners, etc.), serious problems could arise that may jeopardize the final settlement figures. We will also help eliminate the possibility of “forgotten items” that may have been overlooked by you. To avoid misunderstandings, long delays, and reduced settlement figure
At the onset, the insurance company makes a dollar evaluation of your loss at the time they first inspect it. This is called a “reserve” and is an absolute requirement in most states. The adjuster bases the “reserve” solely upon his initial inspection, your knowledge of the loss, and additional information you may remember to tell him. He is hired and paid by the insurance company so his interest is how to best protect his employer. Unless some agreements are made initially regarding the scope of loss and what is to be done next (such as temporary repairs, temporary business or living quarters, cleaners, etc…), serious problems could arise that may jeopardize the final settlement figures. I will also help eliminate the possibility of “forgotten items” that may have been overlooked by you. To avoid misunderstandings, long delays and reduced settlement figures, it is wise to hire a professional Public Adjuster to deal with these possible problems before they occur. A Public Adjuster sh
