WHY SHOULDNT I WAIT TO GET AN OFFER FROM MY INSURANCE COMPANY BEFORE ENGAGING PUBLIC LOSS CONSULTANTS?
A. The insurance company makes a dollar evaluation (an estimated “reserve”) on your lossAlmost immediately upon first inspecting your loss. In most states, it is an absolute requirement. The adjuster bases his decision on what you know about the loss and what you tell him (and what you don’t tell him). He certainly is hired by and paid by the insurance company therefore his interest is to best protect the company. Unless some agreements are made initially about the scope of the loss, what is to be done next (temporary repairs, temporary business or living quarters, etc.), serious problems arise that could jeopardize the final settlement figures. To avoid misunderstandings, long delays and reduced settlement figures, it is wise to hire a Public Adjuster to deal with possible problems before they occur. You certainly are much better off hiring a lawyer immediately when you are first involved in another type of claim, not when you lose the case and go to appeal. Shouldn’t you hire your Pu
