Why should producers consider offering HM Worksite Advantage products to their employer groups?
HM Worksite Advantage products are designed to address the financial impact of illness, accident or death. Benefits for illness or accident are paid regardless of other medical insurance plans, allowing individuals to offset the cost of unforeseen health issues. Guaranteed issue is available on certain products, and Critical Illness, Accident, Cancer and Whole Life have a portability feature that allows employees to continue coverage even if they leave their employer or retire.