Why should I choose a strongly rated and financially secure insurance company?
Since you are buying a policy for use 20 to 30 years in the future, you need to consider those that receive high financial marks from insurance-rating agencies. A strong company will have high ratings (A and above), at least 10 years experience, specifically in the long term-care business, and no history of rate increases. Also, be careful of overly lenient underwriting which will lead to rate increases in the future. We represent the leading rated carriers.
