Why should I buy medpay coverage when I am already covered by my personal health insurance?
Medpay coverage is an optional coverage available in Virginia. Typically, your Virginia medpay coverage will pay your medical expenses as a result of an automobile accident up to the limit of your coverage. Whether you decide to buy this optional coverage is entirely your decision at the time that you purchase or renew your policy. While you might think that your covered by your health insurance, having medpay available provides you that extra level of protection as it should cover your medical expenses, including you co-pay and will normally cover those ttreatments that might be limited under your health policy (eg. Chiropractic care). To the extent that you are able to recoup payment of your medical expenses from someone other than the responsible negligent driver, you should find yourself ahead of the game in the long run.
Related Questions
- How will the new law affect the kind of insurance I can buy? Will it make it easier for me to get coverage, even if I have health problems?
- Why should I buy medpay coverage when I am already covered by my personal health insurance?
- What is special events coverage and when should a chapter buy this separate insurance?
