Why should anybody who has a car without a steering wheel lock stolen be covered by car insurance?
Because technology has moved on, it is almost impossible to steal a car without the keys! This is why houses are broken into to get car keys. When you insure your car they know exactly how well protected your car is, all manufacturers have immobilising technology and all vehicles have a level of risk. People who mess about carrying steering wheel locks, everywhere with them are oblivious to the facts that immobilisers exist. They most likely have tartan blankets and doddery old faceless cars with green paintwork too. Your key has an electronic transponder in it! What use is a steering lock? Anyone with a lorry can lift it and take it steering lock or not. If your car is over 10 years old then maybe you still need a mechanical lock, otherwise its like a chocolate fireguard, pointess.
