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Why should a consumer buy a Service Contract if a car comes with longer-term protection, such as a powertrain warranty?

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Why should a consumer buy a Service Contract if a car comes with longer-term protection, such as a powertrain warranty?

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A powertrain warranty generally covers parts of the engine and transmission for five years and/or 100,000 miles. However, there are over 10,000 components on a vehicle and the powertrain components coverage includes only a fraction of these parts. A powertrain warranty does not cover steering, electrical, suspension, air conditioning, heating, fuel systems, brakes, and convenience packages, such as a navigation system.

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