Why Sell Smoker Life Insurance?
Now if you were to ponder this idea for just one moment, you’d probably come to the same conclusion I did. Selling smoker life insurance seems like risky business. Some folks might think the idea is downright ludicrous. Although many smokers will live to see extremely old ages, the odds are not necessarily in their favor. Well let me tell you, the smokers’ insurance business is alive and well, and is extremely competitive. It’s not too hard to figure out. People can still make money selling life insurance to smokers as long as they do their math. They can set a monthly premium that is weighed against the average life expectancy of a smoker. If they set it high enough, they’ll cover the increased risk of dying due to smoking.
