Why Purchase Property Damage Liability Insurance?
Many states require a minimum level of property damage coverage for all state residents who own a car. It is a good idea to purchase more coverage than the legally required minimum. Personal property coverage is an important part of your ongoing car expense budget. If you drive without personal property insurance coverage, you are making a risky move. If you are found at fault for crashing into a Rolls Royce or other expensive car, the repair bills or replacement cost will be staggering.
