WHY OBTAIN A PRE-APPROVED MORTGAGE?
Getting a pre-approved mortgage is a great way to get started. With a mortgage approval, you will be in a better position to negotiate with sellers. You will also be able to close on a property more quickly than other buyers. By doing this, it shows the seller how serious you are about the property and it will make the seller more comfortable working with you. In a “seller’s market,” or where supplies are limited, a pre-approved mortgage is essential. WHAT IS NEEDED? If you decide to apply for a mortgage, you will need to supply information regarding your income, expenses, and obligations. For a full list of the items you need to bring, please contact us. Got bad credit? That’s okay. Many lenders will help you find a solution to your credit problems. We work with various mortgage companies with ways to help you.