Why not release capital by moving to a smaller property?
For those with large detached properties, moving to a smaller property could release considerable equity. Also for those who are willing to move from their own area to a cheaper one, considerable equity may be able to be released. In either case, moving would normally provide the cheapest option. However, if you prefer not to move away from family and friends, or have a typical three-bedroom semi, you may find that moving to somewhere smaller, especially once the costs of estate agents, solicitors and removals are taken into account, may not release sufficient equity.