Why may I see extra charges on my credit card when checking unbilled card activity, immediately after placing an order?
After you place an order with LD Post, your credit-card company first makes an authorization on your account – in effect, checking to make sure you have enough available credit in your account to cover your order. The credit-card company then checks that the address and account number match those in its records. If there is a match, your purchase is approved and the authorized amount is immediately billed. If there is not a match, your credit-card company keeps the authorized amount in “escrow” for a week, pending further attempts to verify the account and requested transaction. If the purchase is not verified within a week, the amount in escrow is returned to your account – and it will no longer appear if you check your credit-card account online. If you check your credit-card account using your bank’s Web-based tools, you will see amounts being held in escrow AND actual charges being billed. The online listing does not differentiate between pending and actual charges. This is also tr
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- Why may I see extra charges on my credit card when checking unbilled card activity, immediately after placing an order?
