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Why isn more definitive information available about the factors that make up an insurance score?

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Why isn more definitive information available about the factors that make up an insurance score?

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ChoicePoint has a considerable investment in the development of the mathematical algorithm used to develop the insurance score. The algorithm is proprietary to ChoicePoint and is not released to the general public. It has, however, been shared with the insurance regulators.

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LexisNexis has a considerable investment in the development of the mathematical algorithm used to develop the insurance score. The algorithm is proprietary to LexisNexis and is not released to the general public. It has, however, been shared with the insurance regulators.

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