Why is UnionSecures Earnings GuardTM Plan important to have?
A. Whether it’s a fall, a car accident, or a mishap at work, accidents happen. Can you afford to pay the mortgage, car payment, groceries, and other bills without a paycheck for weeks, months, or even longer? The UnionSecure Earnings GuardTM Plan begins paying you just 90 days after being in a covered disabling accident – any kind, anywhere in the world. Union members and spouses choose from three levels of protection – $1,000, $2,000 or $3,000 in monthly benefits. You choose and pay only for the level of protection that best fits your monthly income. And you choose what to spend the money on. The money you receive is in addition to any other benefits you may receive through social security, your employer’s disability insurance plan or other private disability insurance plan. However, any amount you collect from workers’ compensation programs will be deducted from the Earnings GuardTM monthly benefits.