Important Notice: Our web hosting provider recently started charging us for additional visits, which was unexpected. In response, we're seeking donations. Depending on the situation, we may explore different monetization options for our Community and Expert Contributors. It's crucial to provide more returns for their expertise and offer more Expert Validated Answers or AI Validated Answers. Learn more about our hosting issue here.
· Improved security – the additional authentication factor requires something that is physically held by you, which cannot be stolen by hackers over internet. · Protection for high-risk transactions – High risk internet banking transactions are protected by an additional authentication factor which is physically held by you.
