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Why is there an optional deductible for Direct Compensation – Property Damage?

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Why is there an optional deductible for Direct Compensation – Property Damage?

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A deductible is the portion of a claim for damages to your vehicle that you must pay. Higher deductibles result in lower premiums, but higher financial risk to you. A deductible for Direct Compensation – Property Damage provides you with an additional option to lower your premium.

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