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Why is there a higher ongoing fee for the Jobs Act 504 Debt Refinancing program than for the permanent refinance program?

ACT debt fee jobs ongoing PERMANENT program refinancing
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Why is there a higher ongoing fee for the Jobs Act 504 Debt Refinancing program than for the permanent refinance program?

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There is a higher fee for the 504 refinancing program because of the risk of a refinancing project, especially a project that may have lost value.

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