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Why is there a five-month waiting period for Social Security disability benefits?

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Why is there a five-month waiting period for Social Security disability benefits?

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The five month waiting period ensures that during the early months of disability, they do not pay benefits to persons who do not have long-term disabilities. Therefore, Social Security disability benefits will be paid for the sixth month after the date your disability began.

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Social Security assumes that working families have access to other resources to provide support during periods of short-term disabilities, including workers compensation, insurance, savings, and investments. Social Security is designed to provide a continuing income to you and your family when you are unable to do so. Benefits continue as long as you remain disabled.

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