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Why is there a 6-month waiting period for receiving a claim benefit under advanced cancer while there is a one-year waiting period for early cancer?

April 26, 2017advanced benefit cancer claim early one-year period waiting

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Why is there a 6-month waiting period for receiving a claim benefit under advanced cancer while there is a one-year waiting period for early cancer?

1 Answer

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10 Posted

Ans: Advanced cancer requires treatment within 6 months and so the waiting period is 6 months to avoid anti-selection (please clarify what this term means). In case of early cancer, the waiting period is 1 year since an individual can wait for a longer period to avail of the benefit.