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Why is the coordination fee lower for the Credit Card Rate Plan customer than it is for the Full Service Rate Plan customer?

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Why is the coordination fee lower for the Credit Card Rate Plan customer than it is for the Full Service Rate Plan customer?

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The reason we charge less for a customer that uses his credit card is that E.R.S. Canada collects our money immediately instead of offering credit. When credit is given to a customer, there is always a chance we may not collect the payment and we must therefore factor this scenario into our fee.

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