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Why is the amount shown as pending different than the amount cardholders actually spent at that merchant?

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Why is the amount shown as pending different than the amount cardholders actually spent at that merchant?

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• In some cases, like at a restaurant, the merchant will send us request for authorization (see above) for only the amount of the food you purchased (since you won’t have yet written in a tip). In that case, we’ll place on hold the amount the restaurant sends us, plus an additional 20% in case you write in a tip. While the money is on hold, it isn’t taken out of your account until we get the FINAL, correct amount from the restaurant. Another case where the amount you spent may look different from the pending amount from a merchant is in the case of a gas station. If you’re paying for gas at the pump, the machine will send through a preliminary authorization just to make sure your card is valid, and we’ll place on hold $50 to cover the potential cost of filling up your tank. Again, this is just a hold on the money until we receive the final amount you spent on gas. Once this transaction settles, you’ll see the correct amount reflected in your statement. Be aware that gas stations can “h

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