Why is the adjustment for loss of interest on down payment optional?
It’s not up to us to tell you how rosy or how grim a picture you want to see — that’s a lawyer’s or accountant’s job. If you’re a real-estate professional you may be required by regulators to reflect the loss of interest on the down payment in your illustrations, or you may just consider this adjustment essential to accuracy. Enter a nonzero number for Investment Interest Rate and you’ve exercised the option. Obviously, no default rate is given; use your own crystal ball.
