Why is SR22 Auto Insurance Required?
In Kentucky, like most states, SR22 auto insurance is usually required by the courts as part of a punishment. There are a number of reasons why you might be ordered to get this type of coverage, including the following: * Getting caught driving under the influence of alcohol * Being responsible for a car accident while you have no insurance * Being caught driving without minimum required insurance (25/50/10 in Kentucky) * Getting too many tickets in just a short period of time – the number of tickets and time span varies depending on the severity of the infractions and driver’s record * Trying to reinstate your suspended or revoked license – SR22 auto insurance is usually required for this to happen The state does not punish the driver by requiring him or her to purchase this type of coverage. Instead, individuals who are guilty of any of the above offenses are considered high risk by insurance underwriters and are, therefore, going to pay more. In some cases, you won’t even be able to
