Why is SR 22 car insurance so expensive?
The biggest discount offered by car insurance companies is the good driver discount and any driver required to file an SR-22 form will automatically be ineligible for this discount. Although the SR-22 form filing requirement can be placed on a driver for several reasons all of these reasons are considered high risk driving activities by car insurance companies. Think about some of the common reasons for having to file a SR-22 form: • Drivers convicted of a DUI or a DWI charge • Causing an accident and not having car insurance • Insufficient financial resources to pay for car accident damages • Reckless driving conviction • and more The SR-22 form filing requirement is not something courts want to impose as it is another cost to taxpayers but when it comes to public safety courts take any high-risk driving offense very serious. Since auto insurance providers base premiums on risk they understand that almost any driver who has demonstrated high-risk driving activities is much more likely
