Why is my workers compensation insurance carrier concerned if my business uses independent contractors?
Workers’ compensation insurance carriers must determine whether an individual is a true independent contractor or an employee, per the Colorado Workers’ Compensation Act (the Act). A business cannot avoid liability merely by referring to its subcontractors or, in some instances, its employees, as independent contractors. The employer has the responsibility to prove that the employment relationship meets the requirements of a true independent contractor, according to the Act. For more details, click here.