Why is Mobile Banking with KeyZap Inc. so secure?
It is secure for three reasons: 1) The Smart Chip itself has many security features embedded 2) Encryption is used to ensure the data is protected in the transmission 3) The transaction occurs on a protected cellular network independent of an internet network (which is NOT secure). This point is a very important. Unlike the internet, private cellular networks make it very very difficult (even impossible) for hackers to hijack nodes for any extended amount of time.