Why is it important to use 128-bit encryption instead of 40-bit encryption?
Browsers are roughly 300,000,000,000,000,000,000,000,000 times more secure with 128-bit encryption than browsers with 40-bit encryption levels. While 40-bit is fine for lower risk transactions, it is no longer considered adequate by most cryptographers and computer scientists for financial transactions. It is estimated that the 128-bit encryption level will be sufficient for preventing security breaches for the next 20 years.