Why is it important to establish and maintain a good credit history?
Having a good credit history will be a central part of making a successful personal and financial future for yourself. Your credit history can help open doors to you or keep them locked. People and businesses will use this record of how well you kept your previous payment agreements to judge whether they can risk making a similar agreement with you. Cell phone companies, landlords, lenders, insurers, even possible employers often make decisions about your future based on your credit history. It is a good idea to check your credit report frequently. Except under certain circumstances, there is a small charge for this service. The three primary credit bureaus are Equifax, Experian and TransUnion. Use caution when requesting a copy of your credit report. Never give personal information to someone unless you initiated the contact, on the telephone, by mail or on the web. Tips for Establishing and Keeping Good Credit Make Payments on Time – It sounds so simple, but life is hectic and things
