Why is it Important to buy a Medigap Policy when I am First Eligible?
If you apply during your open enrollment period you can buy any Medigap policy the company sells, even if you have health problems (pre-existing conditions), for the same price as people with good health. If you apply for Medigap coverage after your open enrollment period, there is no guarantee that an insurance company will sell you a policy at all if you don’t meet the medical underwriting requirements.
