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Why is an initial payment of 10% of a total pledge requested and is it required?

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Why is an initial payment of 10% of a total pledge requested and is it required?

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Faith for the Future asks for an initial payment to begin a pledge. It helps the seminary by increasing initial cash reserves. Many donors actually prefer to begin paying their pledges immediately or even to give more than the requested 10%. However, an initial payment of 10% is not required. A donor may elect to give less initially or nothing at all.

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