Why is a title search conducted?
By law, title to property can be affected by various common events. For example, if a property owner dies, files bankruptcy, owes taxes, loses a lawsuit, gets a loan, violates building code provisions, commits a crime, gets married, gets divorced or becomes mentally incapacitated, title to that person’s property might become impaired. To determine whether any problems exist, a title search is conducted. The title examiner will review all documents recorded on the public records that might relate to the property. If the documents disclose a title defect, the professionals at Empire Title, relying on their vast experience, take further action to resolve the issue. The closing will be scheduled after all title problems have been cleared.