Why is a quick payday loan smarter than using a credit card?
Some may keep a credit card for emergency only usage. One should consider the quick payday loan before rushing into charging their card. While both the quick payday loan and the credit card will typically have high interest rates, because the payday loans tend to be in small amounts, this may prevent you from overspending. Also, because the agreement is to pay the loan off with your next paycheck, this should help you to remain responsible with your borrowed money. With a credit card, there is always temptation to continue to use until the next bill comes in. By that time you may have found yourself in a much larger hole than where you started. Quick payday loans are meant to be a temporary solution to assist you in a trying time between paychecks. Unexpected expenses happen to everyone. More times than naught, they happen at a time when it is the most financially inconvenient. Taking advantage of a quick payday loan offer is a smart way to handle the situation. Rather than letting the
