Why is a Debt On My Credit Report After the Statute of Limitations Has Expired?
Why is a Debt On My Credit Report After the Statute of Limitations Has Expired?Answer: If the credit reporting time limit for the debt has not run out, the debt can still be included on your credit report, if it’s truly your debt. Most negative information stays on your credit report for seven years, but, in some states the statute of limitations runs out after three to five years.