Why Insurance Doesn Cover Infertility Treatment Why don insurance policies cover infertility treatment?
According to Deborah Wachenheim, government affairs director for RESOLVE, the national infertility advocacy and education organization, the major opponent of legislation mandating that health insurance include coverage for infertility is the insurance industry. The Catholic Church and some employers’ groups also oppose legislation that requires that infertility treatment be included in insurance policies. “Insurance companies and the employers’ groups that oppose this coverage use figures that claim it’s very expensive to provide this coverage,” says Wachenheim, who cites two well-regarded studies that show that it is, in fact, very inexpensive for an insurance provider to add infertility coverage to a health plan; one study says that it would cost just a few dollars a year per insured person, and another says that it would cost about $20.00 a year per insured person. Wachenheim adds that insurance companies feel that any mandate for coverage is a “slippery slope” that leads to other m