Why haven I heard from the card brands regarding PCI DSS Compliance?
The individual card brands are requiring that the Merchant Banks/Processors implement individual PCI DSS Compliance Program to educate merchants on compliance and ensure that they meet PCI DSS Compliance requirements. They have required that all Merchant Banks/Processors have a plan in place to ensure that all of their merchants obtain and maintain compliance with the standard. Most of the breaches you hear of in the news are large retailers, but many people do not realize that over 80% of compromises occur at small merchant locations.