Why Have Insurance From AFLAC New York?
Out-Of-Pocket Medical Expenses Your regular health insurance should pay most of the doctor and hospital bills. But there are usually hundreds of dollars of deductibles and copayments (including those for prescription drugs) left over. Plus, if you’re in a managed-care plan and go outside the approved network, there may be additional charges. Who pays? . . . You do! Nonmedical Costs Getting sick or injured has financial consequences beyond the medical bills, including such out-of-pocket costs as: • Travel expenses to and from special treatment centers • Food and lodging while you are away from home • Long-distance phone calls • Child care • Extra household help • Home care Who pays? . . . You do! AFLAC New York’s Personal Sickness Indemnity Plan is designed to help cover the expenses associated with illness, hospitalization and other medical and surgical expenses. It pays you directly, unless you assign the benefits, regardless if any other insurance you may have. For full policy detail
