Why have barclays sent me a dept letter?
Hi! Firstly, the money you owed to the Woolwich would have been written off if you made no effort to pay it but the debt would remain on your credit history, thus, if you ever apply for credit – overdraft, mortgage, credit or store card or even just a bank account – this would show as a detrimental mark on your credit rating. Secondly, you should ring Barclays to ask about the letter you have received. There should be a telephone number and reference number on the letter and you should ring the appropriate department for further details. Tell them about the debt with the Woolwich but also tell them that you think this is unrelated. It is highly unlikely that the Woolwich would be trying to pursue you for payment ten years later and also for them to pass the debt to Barclays to recover but obviously, you need to find out what the letter relates to. Hope this helps.
