Why Farmers® Home Insurance?
• Farmers® offers Extended Replacement Cost coverage (25 percent of the limit of insurance on the house is INCLUDED in the policy; an additional 25 percent is available on request for additional premium) • Coverage for Building Ordinance and Law up to 50% above dwelling amount. This is ADDITIONAL coverage and not taken out of your dwelling amount! We will pay for the increased costs that you incur when you repair, rebuild or replace covered loss or damage because of or resulting from the enforcement of any governmental ordinance, code, regulation, order or law. • Computer Replacement – Most insurance companies don’t cover computers that are for business use. Farmers® will cover you for up to $5,000 for your computer and $1,000 for computer software whether it’s for business or personnal use. • Identity Fraud coverage. Farmers® will pay up to $1500 for monies lost and up to $28,500 for the cost and expenses obtained to repair your credit. This coverage is INCLUDED in all home policies!
