Why don’t the credit reporting agencies like credit correcting challenges?
It makes their job harder (they also make no money from it) and it makes them look bad to their subscribers. A person with “bad credit” has 70% more inquires on their credit profile then a person with “good Credit.” Think about that for a moment, every time a credit profile is pulled, the credit reporting agencies make money, (in between $3 to $5 dollars a piece)! So do they want you to fix your credit? Absolutely not! Thank God this country is a democracy, where everyone is entitled to a fair defense. Sometimes the real issue is not always the information reported as being accurate by the credit reporting agencies, If they are able and willing to prove it. If your defense is properly presented, it is usually more trouble for the credit reporting agencies to legally verify the information on your report then it is for them to delete it.
