WHY DOESNT JtB BEAT THE MARKET BY A WIDER MARGIN?
Because it’s not really designed to beat the market it’s designed to match the market. In JtB, you stop trying to beat the market, and in exchange you get the freedom of not having to do anything with your investments for a whole year at a time. The strategy runs on autopilot. If you want to beat the market, you’ll need to get more actively involved, by either adopting the Enhanced Just-the-Basics variation of Just-the-Basics, or by switching entirely to the actively-managed Fund Upgrading strategy SMI offers. Neither requires much additional time, but it is important you be at least willing to check your investments monthly or quarterly with these other strategies. JtB is the only strategy SMI offers that you can set up and then forget about for an extended period of time.
Because it’s not really designed to beat the market it’s designed to match the market. In JtB, you stop trying to beat the market. In exchange, you get the freedom of not having to do anything with your investments for a whole year at a time. The strategy runs on autopilot. If you want to beat the market, you’ll need to get more actively involved, by either adopting the Enhanced Just-the-Basics variation of Just-the-Basics, or by switching entirely to the actively managed Fund Upgrading strategy SMI offers. Neither requires much additional time, but it is important you be at least willing to check your investments monthly or quarterly with these other strategies. JtB is the only strategy SMI offers that you can set up and then forget about for an extended period of time.