First, not everbody is entltled for file bankruptcy. It is only for people who cannot pay, or are having a hard time keeping up with their debt payments. Second, think of how hard you are struggling to pay your debts — most people are like you — they want to pay! The real question is why doesn’t everybody who SHOULD file bankruptcy do it? The answer is that people think that it is shameful, or deceitful to not pay, or they ahve been told lies about bankruptcy. Smart people know when they need help, and they get advice from a bankruptcy attorney, not a collection agent, their neighbor, or a supermarket tabloid!
