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Why does VCH take an authorisation on a credit card even if the Super Cover option is chosen?

April 26, 2017authorisation chosen cover credit card option vch

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Why does VCH take an authorisation on a credit card even if the Super Cover option is chosen?

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VCH needs some form of security while the car is on hire. For example, if the car is involved in an accident and it can be proved that the driver of the car was criminally negligent, the hirer will be held liable for the full amount of the damages irrespective if Super Cover was chosen.