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Why does the same HMO offer plans to individuals that are cheaper than their plan in HOP?

April 26, 2017cheaper hmo hop individuals Offer Plan plans

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Why does the same HMO offer plans to individuals that are cheaper than their plan in HOP?

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HMOs market different/lesser benefit plans to individuals than the group plan offered through HOP. In many instances this difference is in prescription drug coverage with individual plans offering little or no coverage.