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Why does the repayment of education loans taken for school/high school/graduation studies start immediately?

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Why does the repayment of education loans taken for school/high school/graduation studies start immediately?

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In the case of educational loans taken for school/high school/graduation courses, the student is not the borrower; his/her parents or guardians are. And since it is assumed that they have a steady source of income, the loan repayment can start immediately without any holiday period. Hence the repayment starts immediately.

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