Why does the policy work on a reimbursement basis?
top As with any type of insurance, there are provisions that must be met before a claim can be paid. Receipts for expenses provide proof of loss and help expedite the claim payment. Why do you offer the pre-existing condition waiver only within seven days of the initial trip deposit date? top Waiving the exclusion for pre-existing medical conditions is a valuable benefit to the consumer. If, for example, a traveler is asthmatic and has to cancel a trip because of the condition, he or she will be reimbursed for nonrefundable travel expenses. We offer this as an extra benefit to travelers who purchase our travel insurance within seven days of their initial trip purchase. This gives them ample time to determine whether or not to purchase our travel insurance policy. When Im traveling outside the United States and renting a car, will your collision damage waiver (CDW) policy be accepted by the car rental company? top The collision damage waiver is a cost-effective alternative to expensive