Why does the loan amount differ from the selling price at local retailers or even Cash America/SuperPawn?
Our loan values are based on pre-owned retail prices, not what the item cost when it was new. Any collateral that is turned over to us and made available for sale is pre-owned and will be priced accordingly on our sales floor. The loan amount we give you is based on that selling price—and our ability to sell the item. We offer you as much as we can while still allowing room to pay for the cost of storage, insurance and other costs of doing business.
