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Why does the Financial Independence report say my client is not in sound financial position, even though my balance sheet shows a positive net worth at the end of the planning horizon?

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Why does the Financial Independence report say my client is not in sound financial position, even though my balance sheet shows a positive net worth at the end of the planning horizon?

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A. This report reflects the client’s liquid Net Worth. Express will not sell your home or business to meet shortfalls, thus if you have assets, but no liquid ones, we consider this to be an unsound financial position.

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